Wednesday, October 12, 2011

8 Tips To Help Guide You In Your Home Search.

1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford.

2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender

( Jeffrey Arnstein Branch manager at VanDyk Mortgage Corp.)

4. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.

5. Decide your moving timeline. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move.

6. Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.

7. Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year.

8. Get help from a REALTOR®. Hire
Joseph D’Ambrosio who specializes in buyer representation. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. Buyer’s reps are usually paid out of the seller’s commission payment.

"Opening The Door To Opportunity and Your Future Home..."
Jeffrey Arnstein                                    Joseph D'Ambrosio
Branch Manager                                  Executive Sales Associate
VanDyk Mortgage Corporation            Keller Williams Northeast Reality
3923 S McClintock DR Suite 408        21410 N. 19th Ave #131
Tempe, AZ 85282                                Phoenix, AZ, 85027
NMLS # 157746                                   Cell: 623-810-4824
AZ LO ID # 912005                             Email:
BKBR 0115143                                   Website:
(480) 621-4542                                    Website:

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