Wednesday, September 21, 2011

Home For Sale in Moonlight Cove, Phoenix AZ

Home For Sale in Moonlight Cove, Phoenix AZ: Visual shows :: This Home For Sale in Moonlight Cove, Phoenix, AZ. Fantastic
Opportunity at a Great Price!! This 4 Bedroom 2 Bath has a great floor
plan and many upgrades. MOST OF ALL IT’S MOVE-IN READY…

Formal Living Room & Dinning Room, and Large Family Room, Kitchen with
Black Appliances. Tile floors and Carpet flooring in all the right

Enjoy the Sliding Doors that open to the covered patio, Real Grass
landscaped Backyard sit and enjoy... This Home For Sale in Moonlight
Cove, Phoenix, AZ.

Tuesday, September 20, 2011

The American Dream Lives On – Who’s dreaming about working with you?

The American Dream Lives On – Who’s dreaming about working with you?
Guess who’s coming to the closing table? Survey says more 18-34 year-olds than you’d think. And there were a few other surprises…

Amidst reports of economic woes, fluctuating job growth, and America’s changing housing market research shows the American dream is still very much in tact. This morning we released results from
Trulia’s American Dream Survey, which bi-annually measures the attitudes of Americans on home ownership. The results show the majority of American adults, no matter what age, view home ownership as a part of the personal dream. But the real delight for agents is in the details.

80 percent see a house on the horizon…

Research showed that 80 percent of respondents surveyed where planning at least one additional home purchase in their lifetime. While all of these buyers aren’t actively searching, this is some much-needed positive news for agents looking to for ways to build their business.

It’s great news for professionals like Sarah Stelmok, Associate Broker with Champion Homes Realty in Fredericksburg, Va. who believes, “It’s inevitable that people will purchase. Real estate will always be one of the best investments there is.” Stelmok started her real estate business in 2004 and has been building it during one of the most dynamic real estate seasons ever.

Gen Next dreams of surviving the slump

Shaped by tragedies like September 11, 2001, Hurricane Katrina, and one of the most dramatic housing and economic slumps in history, many questioned: would the “American dream” survive for the Generations the Pew Research Institute calls “
Millenials,” “Y,” and “Nexters?”

Research shows the answer is yes. Around 65 percent of respondents from age 18 to 34 said home ownership is still part of their American dream. While the group echoed the larger sentiment of concerns over down payment, qualifying for a mortgage, and job stability, the homeowner hopefuls still outnumber the unsure and ownership naysayers by almost 2:1.

Where does the next buyer want to live?

Survey results showed, across the board the suburban
McMansion trend of the housing boom is dying a quick death. Only 6 percent of those surveyed said their ideal home size is more than 3,200 square feet – a 36.6 percent decrease from 9 percent in 2010. In addition, both Baby Boomers (55+) and responders in the 18 – 34 age category expressed their primary interest in urban environments for different reasons. The older group wanting to be closer to shops and restaurants and the younger generation being interested in shorter commutes.

The Looming Question: What’s will happen to suburbia?

According to Jed Kolko, Trulia’s Chief Economist, “The homes that people will want in the future will look different than today’s housing stock.” With research showing the next influx of owners (who still have to overcome some important hurdles like questionable credit and drumming up down payments) showing interest in urban environments, what happens to the many McMansion villages across the U.S.? Tell us what you think.

About the Survey

The Trulia biannual American Dream survey has tracked American attitudes towards homeownership since 2009. This most recent survey was conducted online between August 30th and September 1st 2011 among 2,207 adults (aged 18 and over) by Harris Interactive on behalf of Trulia. Figures for age, sex, race/ethnicity, education, region and household income are taken into account and weighted where necessary to bring them into line with their actual proportions in the U.S. population.

For More on the Survey:

· To download an infographic illustrating the above findings,
click here.

· To view a slideshow of the findings,
click here.

· To listen to a replay of Trulia’s Chief Economist Jed Kolko discussing the results of the survey and other insights into the real estate market (available after 9/20),
click here.

· To check out Trulia’s current and archived industry reports and consumer surveys, click

About the author

Jovan Hackley

Jovan Hackley is a Content Marketing Manager for Trulia. Jovan works with Agents and Brokers to help them build their businesses.

Saturday, September 17, 2011

Homes For Sale in Sonoran Foothils

Homes For Sale in Sonoran Foothils: Visual shows :: Home for Sale in Sonoran Foothills, Phoenix Arizona.
Fantastic Opportunity at a Great Price! Huge 3 bedroom/ 3.5 bath plus
den home located in the popular North Phoenix neighborhood of Sonoran
Foothills. This Home for Sale features a fantastic floor plan and
makes great use of its space. This Home for Sale is well appointed,
has numerous upgrades and is move-in ready. Kitchen features granite
countertops, upgraded cabinets and stainless steel appliances. The
backyard is amazing and is an entertainer s dream! Terrific location
in North Phoenix neighborhood of Sonoran Foothills with close
proximity to Valley freeways and all the Norterra attractions.
Information deemed reliable Buyer to verify all material facts
including schools, HOA, permitted work and sewer connection.

Wells Fargo or Wachovia Corporation employees, its affiliates or
subsidiaries and their immediate family members not eligible to

Wednesday, September 14, 2011

15 Reasons I'm the Real Estate Agent for You!

               I have a total commitment to providing excellent service throughout the real estate transaction.

               I have exceptional knowledge of the local Anthem, Northwest Valley, North Phoenix, Desert Ridge Area, Scottsdale, Paradise Valley and surrounding Maricopa County, AZ areas real estate market.

               As a real estate professional, I will be committed to negotiating on your behalf to help meet your specific goals and objectives.

               I will engage in a comprehensive networking strategy to assist in the purchase or sale of your home.

               I will go the extra mile for you to make sure your next real estate transaction is a smooth one.

               I take pride in providing personalized service which means that I will be highly involved in the actual purchase or sale or your home.

               I will utilize technology to better meet your specific real estate needs, whether you are buying or selling.

               I will take on the difficult tasks to make moving an easy process.

               I will assist you in finding the related services that are necessary to buy or sell a home or other property.

               I will keep you apprised of current local real estate market conditions that can impact the purchase or sale of your home.

               I engage in a corporate level of marketing to make sure that your home gets as much exposure as possible if you are a seller and that you find the perfect home if you are a buyer.

               I work as a full time real estate professional which means you will have the pinnacle of support throughout your real estate transaction.

               I will utilize my experience both in and out of real estate to let you attend to your family while I do the work making sure your real estate transaction is processed in the most trouble free manner possible.

               I will respect your time and work with you so your busy schedule is not interrupted.

               I will uphold the highest moral and ethical standards throughout any real estate transaction I am involved in.

Anthem Conrty Club Homes for Sale

Monday, September 12, 2011

Refinance Your Mortgage: When and Why

During a time when money matters and interest rates charged on new mortgages are at 60-year lows, a question the government wants every homeowner to consider is “Should I refinance my mortgage?”
Before answering this question, determine what you intend to accomplish by refinancing:

• Reduce your monthly payments?
Low interest rates, as well as a longer payback period, achieve this goal.
You will have more money monthly to spend on goods and services.

• Switch from adjustable to FRM financing?
A fixed interest rate provides long-term stability for home ownership.
This is best done when interest rates are low.

• Cash out your equity?
Consolidate debt to reduce interest charges and payments.

• Fund home improvements?
Add a pool, redecorate or make energy efficiency improvements.

After determining what you want out of a refinance, consider whether a refinance of your existing mortgage is a wise move. Periods of low interest rates are ideal for most refinancing situations. However, refinancing just because rates are lower than the rate on your existing mortgage is not always in your best short-term financial interest. Consider avoiding refinancing when:

• you plan to sell your house within five years;

• a prepayment penalty will be incurred on paying off your existing mortgage;

• your refinancing will require the payment of mortgage insurance premiums (MIPs); or

• the balance due on your existing mortgage exceeds the present value of your home by 10% or more, a refinancing also called a loan modification.

Plan ahead! When refinancing — or when getting any mortgage financing — negotiate the removal of the boilerplate due-on-sale clause from the trust deed your lender is using. Also, consider the tax aspects of interest deductions on extending your loan payoff period (amortization).

A calculator which shows homeowners what their potential monthly savings can be by refinancing their mortgage is available at Discover for yourself whether or not a refinance is a prudent move to make.

For assistance in the selection of the best refinancing options available to you, Mortgage Questions or needs contact Jeff Armstein or Real Estate Questions or Needs contact Joseph D'Ambrosio at the number below,
"Opening The Door To Opportunity and Your Future Home..."

Jeffrey Arnstein                        Joseph D'Ambrosio
Branch Manager                                  Executive Sales Associate
VanDyk Mortgage Corporation            Keller Williams Northeast Reality
3923 S McClintock DR Suite 408        21410 N. 19th Ave #131
Tempe, AZ 85282                                Phoenix, AZ, 85027
NMLS # 157746                                   Cell: 623-810-4824
AZ LO ID # 912005                             Email:
BKBR 0115143                                   Website:
(480) 621-4542                                    Website:

Wednesday, September 7, 2011

Homes For Sale (Bank Owned / REO)$115,000 and UP in Anthem, Anthem Parkside, Anthem Country Club

What’s in your FICO® score

FICO Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining your FICO score.

35% - Payment History
30% - Amounts Owed
15% - Length of Credit History
10% - New Credit
10% - Types of Credit Used

Credit is an important factor in purchasing a home and these figures are something to keep in mind when thinking of making the next step into homeownership.

Friday, September 2, 2011


Hi Everyone! Great news we have Move our office to a Great New Location to better serve you. Here is the new location. 2005 W. Happy Valley Rd #150, Phoenix, AZ 85085. When you need to buy or sell stop on by and see me. Looking forward to helping you with your needs.