Homes For Sale in Sonoran Foothils: Visual shows :: Home for Sale in Sonoran Foothills, Phoenix Arizona.
Fantastic Opportunity at a Great Price! Huge 3 bedroom/ 3.5 bath plus
den home located in the popular North Phoenix neighborhood of Sonoran
Foothills. This Home for Sale features a fantastic floor plan and
makes great use of its space. This Home for Sale is well appointed,
has numerous upgrades and is move-in ready. Kitchen features granite
countertops, upgraded cabinets and stainless steel appliances. The
backyard is amazing and is an entertainer s dream! Terrific location
in North Phoenix neighborhood of Sonoran Foothills with close
proximity to Valley freeways and all the Norterra attractions.
Information deemed reliable Buyer to verify all material facts
including schools, HOA, permitted work and sewer connection.
Wells Fargo or Wachovia Corporation employees, its affiliates or
subsidiaries and their immediate family members not eligible to
purchase
Saturday, September 17, 2011
Wednesday, September 14, 2011
15 Reasons I'm the Real Estate Agent for You!
• I have a total commitment to providing excellent service throughout the real estate transaction.
• I have exceptional knowledge of the local Anthem, Northwest Valley, North Phoenix, Desert Ridge Area, Scottsdale, Paradise Valley and surrounding Maricopa County, AZ areas real estate market.
• As a real estate professional, I will be committed to negotiating on your behalf to help meet your specific goals and objectives.
• I will engage in a comprehensive networking strategy to assist in the purchase or sale of your home.
• I will go the extra mile for you to make sure your next real estate transaction is a smooth one.
• I take pride in providing personalized service which means that I will be highly involved in the actual purchase or sale or your home.
• I will utilize technology to better meet your specific real estate needs, whether you are buying or selling.
• I will take on the difficult tasks to make moving an easy process.
• I will assist you in finding the related services that are necessary to buy or sell a home or other property.
• I will keep you apprised of current local real estate market conditions that can impact the purchase or sale of your home.
• I engage in a corporate level of marketing to make sure that your home gets as much exposure as possible if you are a seller and that you find the perfect home if you are a buyer.
• I work as a full time real estate professional which means you will have the pinnacle of support throughout your real estate transaction.
• I will utilize my experience both in and out of real estate to let you attend to your family while I do the work making sure your real estate transaction is processed in the most trouble free manner possible.
• I will respect your time and work with you so your busy schedule is not interrupted.
• I will uphold the highest moral and ethical standards throughout any real estate transaction I am involved in.
Monday, September 12, 2011
Refinance Your Mortgage: When and Why
Before answering this question, determine what you intend to accomplish by refinancing:
• Reduce your monthly payments?
Low interest rates, as well as a longer payback period, achieve this goal.
You will have more money monthly to spend on goods and services.
• Switch from adjustable to FRM financing?
A fixed interest rate provides long-term stability for home ownership.
This is best done when interest rates are low.
• Cash out your equity?
Consolidate debt to reduce interest charges and payments.
• Fund home improvements?
Add a pool, redecorate or make energy efficiency improvements.
After determining what you want out of a refinance, consider whether a refinance of your existing mortgage is a wise move. Periods of low interest rates are ideal for most refinancing situations. However, refinancing just because rates are lower than the rate on your existing mortgage is not always in your best short-term financial interest. Consider avoiding refinancing when:
• you plan to sell your house within five years;
• a prepayment penalty will be incurred on paying off your existing mortgage;
• your refinancing will require the payment of mortgage insurance premiums (MIPs); or
• the balance due on your existing mortgage exceeds the present value of your home by 10% or more, a refinancing also called a loan modification.
Plan ahead! When refinancing — or when getting any mortgage financing — negotiate the removal of the boilerplate due-on-sale clause from the trust deed your lender is using. Also, consider the tax aspects of interest deductions on extending your loan payoff period (amortization).
A calculator which shows homeowners what their potential monthly savings can be by refinancing their mortgage is available at http://www.bankrate.com/calculators/mortgages/refinance-calculator.aspx. Discover for yourself whether or not a refinance is a prudent move to make.
For assistance in the selection of the best refinancing options available to you, Mortgage Questions or needs contact Jeff Armstein or Real Estate Questions or Needs contact Joseph D'Ambrosio at the number below,
"Opening The Door To Opportunity and Your Future Home..."
Jeffrey Arnstein Joseph D'Ambrosio
Branch Manager Executive Sales Associate
VanDyk Mortgage Corporation Keller Williams Northeast Reality
3923 S McClintock DR Suite 408 21410 N. 19th Ave #131
Tempe, AZ 85282 Phoenix, AZ, 85027
NMLS # 157746 Cell: 623-810-4824
AZ LO ID # 912005 Email: joseph.dambrosio@kw.com
BKBR 0115143 Website: www.Arizona-HomeBuying.com
(480) 621-4542 Website: www.Arizona-HomeBuying.kwrealty.com
Wednesday, September 7, 2011
What’s in your FICO® score
FICO Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining your FICO score.
35% - Payment History
30% - Amounts Owed
15% - Length of Credit History
10% - New Credit
10% - Types of Credit Used
Credit is an important factor in purchasing a home and these figures are something to keep in mind when thinking of making the next step into homeownership.
35% - Payment History
30% - Amounts Owed
15% - Length of Credit History
10% - New Credit
10% - Types of Credit Used
Credit is an important factor in purchasing a home and these figures are something to keep in mind when thinking of making the next step into homeownership.
Friday, September 2, 2011
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