DO’s and DON’Ts FOR A SMOOTH LOAN APPROVAL

DO’s and DON’Ts

TIPS FOR A SMOOTH LOAN APPROVAL

Here is a list of helpful tips to ensure an effortless, delay- free loan process.

·         DO continue making your mortgage or rent payments

·         DO stay current on all existing accounts

·         DO keep working at your current employer

·         DO keep the same insurance company

·         DO continue living at your current residence

·         DO continue to use your credit as normal

·         DO call us if you have any questions

·         DON’T use any of your credit cards without a discussion with us first

·         DON’T apply for new credit (even if you seem to be pre-approved)

·         DON’T make a major purchase (car, RV, boat, jewelry, furniture, etc.)

·         DON’T transfer any balances from one account to another

·         DON’T pay off charge offs without a discussion with us first

·         DON’T pay off collections without a discussion with us first

·         DON’T pay off any loans or credit cards without discussion with us first

·         DON’T close any credit card accounts

·         DON’T change bank accounts

·         DON’T consolidate your debt onto 1 or 2 credit cards

·         DON’T take out a new loan

·         DON’T start any home improvement projects

·         DON’T finance any elective medical procedure

·         DON’T open a new cellular phone account

·         DON’T join a new fitness club

If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals

For Mortgage Questions or needs contact Jeff Armstein or Real Estate Questions or Needs contact Joseph D'Ambrosio at the number below,

"Opening The Door To Opportunity and Your Future Home..."

Jeffrey Arnstein                        Joseph D'Ambrosio

Senior Mortgage Banker                     Executive Sales Associate

AmeriFirst Financial, Inc.                    Keller Williams Northeast Reality

15111 N. PIMA RD Suite 110             2005 W. Happy Valley Rd #150

Scottsdale, AZ 85260                         Phoenix, AZ, 85085

(602) 363-6030                                   Cell: 623-810-4824

Email: jarnstein@amerifirst.us           Email: joseph.dambrosio@kw.com

                                                            Website: www.Arizona-HomeBuying.com

                                                            Website: www.Arizona-HomeBuying.kwrealty.com

Distressed Property Report - February 2012

Gathering intelligence on Short Sales and Foreclosures is now easier with the Distressed Property Report. This report contains three interactive maps: short sales, foreclosures and a map of all distressed properties. Each map is a snapshot of the active distressed property aggregated by ZIP Code. The January 2012 Distressed Property Report can be found here.

There are no "from" and "to" dates on the Distressed Property Report because the data is Active properties in the system on the day the report is published. The "Percentage of Actives" shows what percentage of Active listings are distressed in each ZIP Code. Each map is displayed below:

Clicking a dot on any map will display more information (example). Just like a Google Map, the maps below can be zoomed, panned and moved.

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 Short Sales as of 02/29/2012:

 Foreclosures as of 02/29/2012:

 All Distressed Properties (Short Sales and Foreclosures) as of 02/29/2012:

"Opening The Door To Opportunity and Your Future Home..."

Thank you
Joseph D'Ambrosio
Joseph D'Ambrosio                             Cell: 623-810-4824
Executive Sales Associate                  Fax: 623-399-9832
Keller Williams Northeast Reality      Email: joseph.dambrosio@kw.com

Website: www.Arizona-HomeBuying.com  Website: www.Arizona-HomeBuying.kwrealty.com